Guthrie & Theron | Attorneys in the Overberg Region

How to Obtain a Home Loan: Things to Consider Before You Apply

With most of the major interest rate hikes now out of the way, 2023 is set to provide a more stable environment for financially savvy, would-be home-buyers to enter the property market. While the economic outlook is set to be less turbulent than during the previous year, it’s still vitally important to take charge of […]

Factors to consider before negotiating your home loan’s interest rate

As interest rates continue to rise, many homeowners find themselves contemplating the idea of fixing their home loan interest rates. Initially, when the interest rate hike began after the historically low rates experienced in 2020, experts advised against fixing rates. However, the landscape has evolved since then, and the decision to fix your interest rate […]

Softening the rate hike blow

Ways to reduce your monthly home loan repayments and other costs Cost-cutting is on many people’s minds, as prices rise, and affordability becomes stretched.  While potential homeowners continue to benefit from attractive interest rates due to heightened competition between the banks, what are the cost-saving options available to existing homeowners? The reality is that the […]